Id-ATM
Id-ATM is a software product that expands the functions of a traditional ATM by accepting and dispensing cash, as well as other operations using biometric identification based on the face / fingerprints of the account holder.
In the Id-ATM solution, in order to access bank account operations, the client needs to go through a two-factor verification procedure. The client enters a personal bank identifier, or a phone number tied to the account. After sending an SMS message with a dynamically generated code to the specified number, the verification procedure begins:
• by face through an ATM camera;
• by fingerprints through the built-in scanner in the ATM (fingerprint scanner).
Verification using ATM camera / fingerprint scanner to perform operations;
- Biometric registration (input of biometric data) by a client right on ATM without participation of a bank employee;
- Control of the presence of a real person in front of ATM using special camera;
- Immediate notification of the bank’s security systems when the identity of the cardholder doesn’t match to a photo from the profile database or a person from the “black” list is detected in front of the camera (In this term the system blocks the account / money issue);
- Based on the data obtained, the bank’s system ranks access to funds and account transactions (For instance, if logged in by the phone and the face, then operations are available for $100. If logged in by the face and fingerprint, then $1000 or more);
- Providing data to the bank about the degree of bank confidence in client’s biometric data;
- Control of compromise, by using infrared and 3D cameras in a cooperative mode;
- Simultaneous use of several biometric modalities;
- Ability to integrate with banking systems through an open API
Security. Id-ATM improves the accuracy of customer recognition, thereby reducing the likelihood of fraud.
- Reducing the cost of issuing plastic cards.
- Increased comfort for the bank’s client. Biometric ATM allows you to make transactions on a bank account without using a physical card.
Id-ATM is a complete software product and is distributed through the transfer of electronic license keys to the database of persons (the core of the system), as well as to the source of obtaining biometric data (for example, ATM camera / fingerprint scanner).
License keys are distributed on an unlimited basis. Technical support certificates are purchased additionally.
Thus, the biometric program is launched when the license for the database is activated (its price depends on the number of persons in the database) and the license for each source of obtaining biometric data (it can be a camera, scanner, terminal, ATM, info kiosk, etc.).
The prices for our product solutions are regulated by the licensing policy. You can get information on cost by writing us a request to sales@recfaces.ru.
